create public layout and admin and fix escrow and refund

app/(public)/terms/layout.tsx

@@ -0,0 +1,12 @@
+import type { Metadata } from "next";
+
+export const metadata: Metadata = {
+  title: "Syarat & Ketentuan",
+  description:
+    "Syarat & Ketentuan penggunaan platform SeTrip. Baca sebelum menggunakan layanan SeTrip.",
+  alternates: { canonical: "/terms" },
+};
+
+export default function TermsLayout({ children }: { children: React.ReactNode }) {
+  return children;
+}