kyc user and upload partial update encrypt nik and picture

prisma/migrations/20260427134442_add_user_terms_acceptance/migration.sql

@@ -0,0 +1,3 @@
+-- AlterTable
+ALTER TABLE "User" ADD COLUMN     "acceptedAt" TIMESTAMP(3),
+ADD COLUMN     "acceptedTermsAndPrivacy" BOOLEAN NOT NULL DEFAULT false;